College Funding Solutions

Philip Richardson, CFP, MS has teamed with College Funding Solutions, Inc (CFS) to provide a truly world class client experience for the purpose of getting your child into the college of their dreams. You and the college bound student will meet with Philip as he explains the program. Philip will also spend time interviewing the college bound student for admission into our program. You see this is a time consuming endeavor and we don’t want your money unless the student is committed to meeting all of the deadlines.

CFS is the company who is equipped to deliver on all of the services described. They have the expertise in this field and this is all they do. So you get the best of both worlds local access and a company that is truly the leader in providing services to college bound students.

Our Affiliated Service Provider

Since 1993, College Funding Solutions, Inc. (CFS) has been recognized as a national leader in assisting students and their parents prepare and pay for college.  Headquartered in Salem, Oregon, CFS is headed by noted author and funding expert Coy R. Howe.

At CFS, they understand the overwhelming task that high school students are facing when it comes to making that all-important transition from high school to college.  They further understand the concern parents face when it comes to paying for their student's higher education.

They use years of hands-on experience, specifically designed software, and proven admission & funding strategies to help make the student's entire college experience much more rewarding and often-times easier on the budget.  Please note that their software programs have been developed by CFS over the years and are not available to the general public.

CFS also eases the family’s apprehension when it comes to completing and filing the necessary paperwork.  When working with CFS, there is no longer the worry of missing crucial deadlines or the fear of making costly errors on your admission and/or funding applications.

CFS has developed and employs many funding strategies that will, in many cases, increase the amount and type of funding a student is eligible to receive.

CFS completes, endorses, and electronically files the complicated Free Application for Federal Student Aid (FAFSA) for our clients.  In addition, CFS does an analysis of the family’s current financial situation and offers any suggestions that may increase the student’s eligibility for funding prior to the completion and submission of the FAFSA.

CFS also assists the student and parents in the completion of the even-more complicated CSS/Profile financial aid application that is required (in addition to the FAFSA) by a great number of colleges and universities across the country.

At CFS we keep the student’s primary goal in mind – receiving the highest quality college education at the most affordable price.

A Note from Philip

Comprehensive Services

Service Guarantee

Program Fees

Concerned, even worried, about paying for college...

Students and parents, are you looking for answers regarding funding, deadlines, and applications?  What about colleges, majors, and careers?  The list just seems to go on and on and the confusion and concern seem to mount much too quickly!

Would you like to save time, eliminate stress, and find everything you need - all in a proven, easy-to-follow plan?

Great news!  We have the solution!  Through years of research and hands-on experience we have developed The College Graduate Program.  No wild promises ... no quick fix ... instead, a program that has proven successful for thousands of families just like yours.

The best kept secret in America...

CFS understands that preparing and paying for college can be a very stressful time.  We know how important it is for you to have answers you can depend on.  And, most importantly, answers from your point of view, not the colleges' or a misinformed third party.

Most college information sources only talk about the fluff, while avoiding the real "nuts and bolts" of the process.  The College Graduate Program, on the other hand, considers issues like...

How scholarships generally help the college more than the student

Methods used by colleges to select students and award funding

"Professional Judgment" and who has the final say on what you receive

How financial pressures are creating a "conflict of interest" at colleges

The real money sources and how to access them effectively

The role of the consultant

Our program helps high schools students explore career options, find the perfect college, improve their odds of being admitted, and get the best education for the money.

We also help parents make sense of the process, stay on track, weed through the stacks of paperwork, secure funding, and relieve many of the headaches and worries associated with sending a child off to college.

Getting started...

Over 50% of all college students are forced to drop out - many due to the lack of money!  They didn't plan to fail, they simply failed to plan!

Don't wait - get started today!  Remember, students are competing for admission spots and funding dollars as early as the 9th grade.